Lewisham First Time Buyer Specialist

Getting on the Ladder in SE13

Lewisham offers some of the best value in south-east London — excellent DLR and Overground connectivity, improving schools, and a growing café and restaurant scene that's drawing buyers priced out of Forest Hill and Honor Oak. We specialise in helping first time buyers make their move.

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First Time Buyers

Maximise your borrowing and minimise your deposit in SE13.

  • 5% deposit mortgages for first time buyers targeting Victorian terraces in Hither Green and Catford

  • Shared Ownership advice for buyers who want a foothold in the SE13 market before prices increase further

  • Help with stamp duty calculations and government schemes for buyers under the £425,000 first time buyer threshold

Speak to an adviser today

Buy-to-Let in Lewisham

Lewisham's high yields attract savvy investors who recognise the regeneration potential. We arrange BTL mortgages for landlords targeting Deptford, New Cross Gate, and Telegraph Hill.

Yield Analysis →

Hither Green Village

SE13's village community around Hither Green station is one of south London's best-kept secrets for first time buyers.

Deptford Creative Quarter

Deptford's arts scene and DLR connectivity are attracting the same buyer profile that drove Hackney's transformation a decade ago.

Expert Local Advice

Over 15 years of specialist experience in the Lewisham property market. We know the postcodes, the lenders, and what makes each street in SE13 unique.

Key areas in Lewisham:Hither GreenCatfordDeptfordSee our full Lewisham property guide →

The Voice of Lewisham Community

“

First time buyer in Hither Green — we were worried about the deposit but the 5% mortgage the team found made it achievable. We're now on Staplehurst Road and absolutely love the village feel around the station.

SC
Sophie C.
HR Manager, Hither Green Resident
“

Bought a BTL flat near New Cross Gate station. The yields in SE14 are exceptional for inner London and Mortgage International secured a fantastic rate. The property was let within two weeks.

AP
Andrew P.
Landlord, SE London Portfolio

Ready to Move in Lewisham?

Get a free, no-obligation quote from our SE13 specialists within 2 hours.

Same-day appointments available in Lewisham
4.8% avg BTL yield · £440k typical entry price

Mortgage FAQs for Lewisham

What is the typical entry price for a property in Lewisham?
The typical entry price for a property in Lewisham (SE13) is around £440k. This can vary significantly by property type and specific street. As an FCA regulated independent broker we can advise on the full range of mortgages available at your target price point across Lewisham and help you understand what you can realistically borrow.
What is the average buy-to-let yield in Lewisham?
The average gross buy-to-let rental yield in Lewisham is approximately 4.8%. Net yields depend on your management costs, void periods, and mortgage rate. We work with the whole of market to find the most competitive buy-to-let mortgage for your SE13 investment property. Call us on 0844 884 9748 for a tailored assessment.
Do you provide mortgage advice to first time buyers in Lewisham?
Yes — we are specialists in first time buyer mortgages in Lewisham and across all 33 London boroughs. We can access low-deposit products from 5%, help with Help to Buy and Shared Ownership schemes, and advise on stamp duty relief for first time buyers. Our advisers understand the SE13 property market and know which lenders are most competitive for your situation.
Can I get a mortgage in Lewisham if I am self-employed?
Absolutely. Many of our Lewisham clients are self-employed, company directors, or contractors. We work with lenders who use net profit, salary plus dividends, or day-rate assessment to calculate your borrowing capacity in SE13. The right lender for a self-employed buyer is rarely the high street — we find specialist lenders who understand how real businesses operate.
How long does a mortgage application take in Lewisham?
For a straightforward purchase in Lewisham (SE13), we can typically provide an Agreement in Principle on the same day you contact us. A full mortgage offer usually follows within 2–4 weeks depending on the lender's valuation queue and your documentation. We manage the process from AIP to offer so you can focus on finding the right property in Hither Green, Catford, Deptford.

Ready to Buy in SE13?

Lewisham first time buyer specialists. Free advice, 5% deposit options, FCA regulated.

Get a Free Lewisham Mortgage QuoteCall 0844 884 9748
Whole of marketFCA regulatedNo upfront feesResponse within 2 hours

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).