Commercial Mortgages

Commercial Mortgages Bromley

Expert commercial mortgage advice for Bromley businesses. Whether you are purchasing office space, investing in retail units, or refinancing an existing commercial property in BR1, we find the right lender for your situation.

Owner-occupierInvestment propertyHMO financeMixed-useDevelopment finance
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Mortgage International are not authorised to provide advice on Commercial Mortgages, this will be referred to our trusted third-party advisers.

Key areas we cover in Bromley

Commercial mortgage advice for businesses across Bromley and the surrounding Greater London area.

Bromley
Beckenham
Orpington

Commercial property types we finance in Bromley

We work with specialist commercial lenders to arrange finance for all major property types across BR1 and Greater London.

Office space and business parks

Finance for purchasing or refinancing office premises in Bromley. Owner-occupier and investment cases.

Retail units and shops

High street shops, retail parks, and showrooms across BR1. Single units and portfolios.

HMO and multi-let properties

Licensed HMOs and multi-let commercial properties in Bromley. Specialist lenders available.

Mixed-use properties

Commercial ground floor with residential above — a common property type in Bromley. We know which lenders specialise in mixed-use.

Development finance

Ground-up development and conversion projects in Bromley. Short-term and bridging options available.

Industrial and warehouse

Warehouse, workshop, and light industrial units across Greater London. Competitive rates for strong covenants.

Commercial property market in Bromley

Key figures for Bromley property investors and business owners

£490k
Typical Bromley property entry price — the starting point for your commercial finance
Source: Land Registry / local data
25–30%
Minimum deposit required by most commercial mortgage lenders
Typical lender requirement
6–12 weeks
Typical timeframe from application to completion for commercial mortgages
Average across our panel

Commercial mortgage FAQs — Bromley

What deposit do I need for a commercial mortgage in Bromley?
Most commercial mortgage lenders require a deposit of 25-30% of the property value for Bromley commercial properties. The exact requirement depends on the property type, your business financials, and the lender. Stronger applications with established businesses may access higher LTV products.
How long does a commercial mortgage take in Bromley?
A commercial mortgage in Bromley typically takes 6-12 weeks from application to completion. Complex cases involving development finance or unusual property types may take longer. We manage the process and chase all parties to keep your BR1 transaction moving.
Can I get a commercial mortgage for a Bromley HMO?
Yes — HMOs in Bromley are financeable through specialist commercial lenders. Licensed HMOs with strong rental income and compliant with local authority requirements are well-served by our lender panel. We arrange finance for both existing HMOs and residential-to-HMO conversions in BR1.
What are commercial mortgage rates in Bromley?
Commercial mortgage rates in Bromley are assessed individually based on the property type, LTV, tenant strength, and your business profile. Rates typically start from around 2-3% above base rate for strong applications. We search the whole market to find the most competitive rate for your Bromley commercial property.
Can a new business get a commercial mortgage in Bromley?
It is more challenging for new businesses, but not impossible. If you have a significant deposit, strong personal assets, or relevant industry experience, specialist lenders will consider your Bromley application. We know which lenders are most flexible for newer businesses in BR1.
Do you handle commercial remortgages in Bromley?
Yes — we regularly arrange commercial remortgages for Bromley business owners looking to reduce their rate, release equity, or restructure their borrowing. If your current deal is ending or you want to review your options, we can search the market for a more competitive arrangement.

Related services in Bromley

Commercial Mortgages →

Main commercial mortgage page — UK-wide business property finance.

Mortgage Broker Bromley →

Independent residential mortgage advice for Bromley.

Bridging Loans →

Short-term finance for auction purchases and property transactions.

Business Protection →

Protect your business with keyman and shareholder cover.

Discuss your Bromley commercial mortgage requirements

Our specialist third-party commercial mortgage team is ready to help with your Bromley business property finance. Free initial consultation.

Get a Free Initial QuoteCall 0844 884 9748

Commercial Mortgages are not regulated by the Financial Conduct Authority. Security may be required. Your property may be repossessed if you do not keep up repayments.

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