Mortgage brokerin Southwark

At £560,000, first time buyers cannot use FTB SDLT relief (capped at £500,000), so standard rates apply: 0% on £125k, 2% on £125,001–£250,000 (£2,500), and 5% on £250,001–£560,000 (£15,500) — total £18,000. Buyers targeting Camberwell or the edges of Peckham may find properties under £500,000 where FTB relief applies, reducing the stamp duty bill significantly.

Dulwich Village has a uniquely preserved character — the Dulwich Estate controls development — combined with outstanding independent schools (Dulwich College, JAGS, Alleyn's) and a genuine village feel rare in inner London. Family homes in Dulwich regularly exceed £1.5m, placing them well above the £560,000 borough average. We arrange high-value mortgages for Dulwich buyers as well as entry-level products for first time purchasers in Peckham.

Peckham has undergone dramatic gentrification over the past decade and now attracts young professional tenants who want Zone 2 pricing with Zone 1 proximity — Peckham Rye to London Bridge takes around 10 minutes by Overground. Gross buy to let yields of 4–5% are achievable, and tenant demand is very strong. We help both new and experienced landlords source competitive buy to let mortgages for Southwark properties.