Putting Down Roots in Kingston
Kingston upon Thames combines the charm of a historic market town with fast Waterloo trains, top-performing schools, and riverside living that rivals Richmond at a lower entry price. We help affluent families and upsizers find the right mortgage for what is consistently one of south-west London's most desirable addresses.
What type of mortgage do you need?
Select the option that best describes your property financing requirement. Our brokers specialise in complex London and international structures.
"Our goal is to understand your unique situation. Select a category and we'll match you with the right product and lender."
— Roger Cooper, Senior Mortgage Adviser
Affluent Families & Upsizers
Family home mortgages for Kingston's sought-after school catchments and riverside addresses.
High loan-to-income mortgages for dual-income professional families targeting the Tiffin School and Kingston Grammar catchment areas
Bridge-to-let and simultaneous purchase-and-sale mortgage solutions for upsizers moving within the Kingston and Surbiton area
Equity release from existing properties for families using Kingston's gains to fund private school fees or investment properties
“Kingston's Tiffin School effect is real: homes within the catchment carry a 10-12% premium over comparable properties just outside.”
Buy-to-Let Kingston
Kingston's student population from Kingston University and its position as a retail and professional hub creates year-round rental demand. We arrange BTL mortgages targeting Surbiton, New Malden, and the Old Town.
Trusted by Our Clients
Genuine reviews from our Google Business Profile
“Roger has been great to work with over the last few years, I got my first mortgage with him and have used him for our remortgages since. He was always quick to respond and explained everything clearly.”
“Roger assisted me in purchasing my first home during lockdown. He was helpful and provided great guidance during this process, especially as a first time buyer. I have since used him to remortgage too. Would recommend his services.”
“Excellent service all round. My property is not a straightforward one when it comes to having a mortgage, but Roger goes above and beyond, supporting me all the way and removing the stress.”
Kingston upon Thames's housing market in 2026
The average property in Kingston upon Thames sold for £588,860 over the past year, down 1% on the year before and broadly in line with the borough's 2022 peak of £593,178. Flats sold for £390,733 on average, with terraced houses around Surbiton and New Malden averaging £606,127 and semi-detached homes reaching £680,071.
Kingston's prices sitting almost exactly at their 2022 peak means buyers here aren't benefiting from the discounts seen elsewhere in London, all the more reason to make sure mortgage protection is reviewed at the point of purchase rather than assumed to be cheaper than it actually is.
Source: HM Land Registry price-paid data, via Rightmove House Prices, period to 27 February 2026 (last updated 9 April 2026).
Mortgage FAQs for Kingston upon Thames
What is the typical entry price for a property in Kingston upon Thames?
What is the average buy-to-let yield in Kingston upon Thames?
Do you provide mortgage advice to first time buyers in Kingston upon Thames?
Can I get a mortgage in Kingston upon Thames if I am self-employed?
How long does a mortgage application take in Kingston upon Thames?
Ready to Buy in Kingston?
Kingston mortgage specialists. School catchment experts, upsizer-friendly, FCA regulated.
Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).