Mortgage brokerin Islington

On a standard £760,000 purchase (home mover), stamp duty is £28,500: 0% on £125k, 2% on £125,001–£250,000 (£2,500), and 5% on £250,001–£760,000 (£25,500). For a second property or buy to let purchase, a 5% surcharge applies across all bands — taking the total to £66,500. Islington's Georgian townhouses are among the most coveted properties in inner London and retain value exceptionally well.

The Northern line from Angel reaches Bank station in 4 minutes and London Bridge in 8 minutes — making Islington one of the fastest City commutes in London. The Victoria line from Highbury & Islington connects to King's Cross in 2 minutes. For Canary Wharf, a change at Bank or King's Cross to the Jubilee line takes the total journey to around 20 minutes. This exceptional connectivity is reflected in Islington's premium pricing.

Islington's housing stock is predominantly Victorian and Georgian period conversions — leasehold flats that lenders are very familiar with and generally comfortable lending on. The main considerations are lease length (most lenders want at least 70–85 years remaining after the mortgage term) and service charge levels for converted houses. We always check lease and service charge details early and advise on lenders who are most flexible for Islington's typical property types.