Mortgage brokerin Croydon

A first time buyer at £380,000 pays 0% on the first £300,000 and 5% on £80,000 — a total of £4,000. This is a very accessible entry point, and Croydon's regeneration pipeline means buyers are increasingly purchasing for capital growth as well as affordability. We can help you get an Agreement in Principle quickly so you can move fast in a competitive market.

Thameslink and Southern services from East Croydon reach London Bridge in around 15 minutes and Victoria in 10–12 minutes — making it one of the fastest south London commutes outside Zone 1. The tram network adds connections to Wimbledon and Brixton. This exceptional connectivity is a core reason Croydon attracts buyers priced out of Brixton and Streatham.

Croydon's town centre regeneration represents one of the largest development programmes in outer London, with thousands of new homes and commercial properties transforming the area. Buy to let gross yields typically run at 4.5–5.5%, and tenant demand is high given the fast commutes to central London. Investors should be aware that many new-build flats are leasehold — we can advise on lender requirements for these properties.