Greater London • Independent Mortgage Broker

Mortgage brokerin Croydon

Croydon is south London's commercial hub and one of the most significant regeneration stories in the capital — making it a hotspot for first time buyers and investors.

£380,000
Average property price
£38,000
Typical 10% deposit
Whole of marketFCA regulatedSame-day AIPNo upfront fees
Step 1 of 3

What type of mortgage do you need?

Select the option that best fits your situation.

The Croydon property market

Average prices around £380,000 offer outstanding value given the fast rail links to London Bridge and Victoria. Major regeneration is transforming Croydon town centre, with substantial new housing and commercial development underway.

This area is particularly popular with: First time buyers, buy to let investors, and buyers seeking value within Greater London.

Transport links

Thameslink, Southern, Tram to Wimbledon and Brixton

Key areas in Croydon

Croydon
Purley
Thornton Heath
Coulsdon
South Norwood

Why choose Mortgage International?

Access to 90+ lenders including exclusive rates
Expert local knowledge across Croydon
Whole of market — not tied to any bank
Response within 2 hours, same-day AIP available
FCA regulated (Ref: 478810)

Our services in Croydon

We cover the full range of mortgage and protection needs.

First Time Buyer Mortgages

Get on the ladder with expert help.

Remortgage

Find a better deal when your term ends.

Buy to Let

Specialist landlord mortgage advice.

Commercial Mortgages

Finance for business property.

Bridging Loans

Fast short-term property finance.

Protection Insurance

Protect your home and family.

Mortgage FAQs for Croydon

What is the average property price in Croydon?
The average property price in Croydon is approximately £380,000. A 10% deposit would be around £38,000. We can help you find the right mortgage for your budget, whether you are a first time buyer or moving up the ladder.
Can I get a mortgage as a first time buyer in Croydon?
Yes — we help many first time buyers purchase in Croydon every year. We will assess your income, deposit, and circumstances to find the most suitable lender and rate, and can issue an Agreement in Principle the same day so you can make offers with confidence.
How much can I borrow for a property in Croydon?
Most lenders will offer between 4–5.5 times your annual income, depending on your deposit, credit history, and employment type. For a property at the Croydon average of £380,000, we can search the whole market to find the lender with the most generous income multiples for your specific situation.

Get expert mortgage advice in Croydon

Free, no-obligation quote. We respond within 2 hours and serve the whole of Croydon.

Get a Free Initial QuoteCall 0844 884 9748

Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).