Getting on the Ladder in CR0
Croydon is undergoing a genuine transformation, the Westfield shopping centre, improved Overground connections, and a growing food and arts scene are drawing first time buyers who want the most house for their money within the M25. We help buyers make the most of one of south London's best-value postcodes.
What type of mortgage do you need?
Select the option that best describes your property financing requirement. Our brokers specialise in complex London and international structures.
"Our goal is to understand your unique situation. Select a category and we'll match you with the right product and lender."
— Roger Cooper, Senior Mortgage Adviser
First Time Buyers
Croydon offers the most house per pound in zone 5 south London. Let us help you buy it.
5% deposit mortgages for first time buyers targeting Victorian terraces and new build schemes in CR0 and CR2
Commuter-aware mortgage advice: Croydon's fast Thameslink and Overground connections to London Bridge and Victoria are a genuine selling point for lenders
Shared Ownership and Help to Buy advice for buyers targeting new Westfield Croydon regeneration zone developments
“Croydon is where south London's regeneration story is just beginning. Buyers who acted in Brixton 10 years ago are now acting in Croydon.”
BTL Investors in Croydon
Croydon's high gross yields attract experienced investors who want cashflow. We arrange BTL mortgages for landlords targeting the Purley Way corridor, Thornton Heath, and the South Norwood rental market.
Trusted by Our Clients
Genuine reviews from our Google Business Profile
“Excellent service all round. My property is not a straightforward one when it comes to having a mortgage, but Roger goes above and beyond, supporting me all the way and removing the stress.”
“Outstanding service, always looking for the best product for you, always there to guide you through the process. Would thoroughly recommend Mortgage International, and Roger's diligence ensures a smooth transaction.”
“I have used Mortgage International a few times and they have always been very helpful, professional and reasonable. I would highly recommend and will always use them and recommend everyone does too.”
Croydon's housing market in 2026
The average property in Croydon sold for £406,747 over the past year, up 1% on the year before and 2% below the borough's 2022 peak of £413,932. Terraced houses were the most commonly sold property type at £424,602 on average, with semi-detached homes near Purley averaging £494,151 and flats in Croydon Town and South Norwood at £255,237.
Croydon's entry-level flat prices make it one of London's more accessible boroughs for first-time buyers, and because the mortgage, and the life cover needed to protect it, is correspondingly smaller, it's often more affordable to get properly covered here than buyers assume.
Source: HM Land Registry price-paid data, via Rightmove House Prices, period to 27 February 2026 (last updated 9 April 2026).
Mortgage FAQs for Croydon
What is the typical entry price for a property in Croydon?
What is the average buy-to-let yield in Croydon?
Do you provide mortgage advice to first time buyers in Croydon?
Can I get a mortgage in Croydon if I am self-employed?
How long does a mortgage application take in Croydon?
Ready to Buy in Croydon?
Croydon first time buyer specialists. 5% deposits, FCA regulated, free initial advice.
Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).