Mortgage brokerin Camden

Yes — for properties above £1m in Camden we regularly arrange high-value mortgages through private banks and specialist lenders who assess income more flexibly than high-street banks. This is particularly relevant for bonused professionals, partners at law or accountancy firms, and buyers with complex income structures. We have established relationships with lenders who understand the Camden prime market.

On a standard £860,000 purchase (home mover or investor rates), stamp duty totals £34,500: 0% on £125k, 2% on £125,001–£250,000 (£2,500), and 5% on £250,001–£860,000 (£30,500). First time buyers cannot access FTB relief at this price, and if purchasing as an additional property a 5% surcharge applies on top, bringing the total to £77,500.

Camden's rental market is driven by professionals and young high earners who want Zone 2 access and the cultural amenities of Hampstead, Kentish Town, and Camden Town. Gross yields are typically 3–4% given high purchase prices, but the capital growth track record in Primrose Hill and Belsize Park is among the strongest in London. Investors with larger deposits seeking long-term appreciation often prioritise Camden over higher-yielding outer boroughs.