London's Most Affordable Ladder Rung
Barking and Dagenham is the most affordable borough in Greater London and a genuine first time buyer opportunity. Elizabeth line access from Barking, ongoing regeneration at Barking Riverside, and improving local amenities are drawing buyers who want London living without London prices.
What type of mortgage do you need?
Select the option that best describes your property financing requirement. Our brokers specialise in complex London and international structures.
"Our goal is to understand your unique situation. Select a category and we'll match you with the right product and lender."
— Roger Cooper, Senior Mortgage Adviser
First Time Buyers
London's most affordable postcode: maximum mortgage for minimum deposit.
5% deposit mortgages for RM8 and RM9 first time buyers: stamp duty relief applies on purchases under £425k, making entry near cost-free
Help to Buy and Shared Ownership advice for buyers targeting Barking Riverside regeneration new build schemes
Family affordability assessment for key workers (nurses, teachers, and council staff) who need the most from their mortgage
“Barking Riverside will deliver 11,000 new homes and an Overground extension. Buyers who act now are effectively acquiring pre-regeneration.”
BTL Investment in Barking
Highest yields in London make Barking and Dagenham an outstanding BTL target. We arrange landlord mortgages for investors attracted by the Elizabeth line accessibility and Barking Riverside demand.
Trusted by Our Clients
Genuine reviews from our Google Business Profile
“Roger has been great to work with over the last few years, I got my first mortgage with him and have used him for our remortgages since. He was always quick to respond and explained everything clearly.”
“Roger assisted me in purchasing my first home during lockdown. He was helpful and provided great guidance during this process, especially as a first time buyer. I have since used him to remortgage too. Would recommend his services.”
“Excellent service all round. My property is not a straightforward one when it comes to having a mortgage, but Roger goes above and beyond, supporting me all the way and removing the stress.”
Why income protection matters in Barking and Dagenham
Barking and Dagenham’s claimant count rose from 8,995 in March 2023 to 10,145 in March 2024, representing 7.1% of residents aged 16–64 claiming unemployment-related benefits, up from 6.3% a year earlier, with the borough’s employment rate running below the London average over the same period.
That backdrop makes income protection especially relevant for the borough’s large self-employed and shift-working population: bus drivers, warehouse and logistics staff along the A13 corridor, and Barking Riverside construction workers, few of whom have an employer sick-pay scheme to fall back on if illness or injury stops them working.
Source: ONS Labour Market Profile, Barking and Dagenham (claimant count, March 2024).
Mortgage FAQs for Barking & Dagenham
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Ready to Buy in Barking?
London's best-value borough. 5% deposit options, FCA regulated, free same-day advice.
Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).