What Our Clients Say

“As a first time buyer in London, I was completely overwhelmed by the mortgage process. Roger and the team at Mortgage International explained everything from the very first call and never made me feel rushed or out of my depth. They found me a rate I genuinely did not think I would qualify for given that I am only just over a year into a new job. The whole process from AIP to mortgage offer took just three weeks. I honestly could not have done this without them.”

“We were coming to the end of our fixed rate and were about to just accept the product transfer our bank offered without shopping around. A colleague suggested I speak to Mortgage International first. Within 24 hours they had found us a deal that was 0.6% lower than what our bank was offering, saving us over £200 a month. The switch was completely handled by them — minimal effort on our part. They have now become our go-to adviser for everything mortgage-related.”

“I am a freelance graphic designer and had been turned down by two high street banks before I found Mortgage International. They immediately understood that my income works differently and knew exactly which lenders would consider one year of accounts rather than the standard two. They also explained how to present my latest year's figures in the most favourable way. I got a mortgage offer on a flat in Hackney within six weeks of my first conversation with them. Exceptional specialist knowledge.”

“I have been building a buy-to-let portfolio for six years and have used several brokers over that time. Mortgage International are by far the most knowledgeable I have dealt with. They understand limited company BTL inside out, know exactly which lenders accept HMOs, and have never wasted my time with lenders who would reject my portfolio profile. They arranged three BTL mortgages for me last year and I plan to use them for all future acquisitions.”

“Buying our first home felt impossibly complicated until we spoke to this team. They walked us through everything — what a Decision in Principle was, how much we could realistically borrow on two incomes, what stamp duty we needed to factor in. When our first property purchase fell through, they were genuinely sympathetic and kept our AIP updated so we were ready to move quickly on our second attempt. We completed four weeks after finding our current home. Brilliant service.”

“I have been living and working in Dubai for seven years and wanted to buy a buy-to-let property in London as an investment. I had assumed it would be nearly impossible to get a UK mortgage without a UK address. Mortgage International completely changed my mind — they knew exactly which specialist expat lenders would consider my AED salary and were upfront about the deposit and rate expectations. The whole process was handled via email and video call. Professional, knowledgeable, and excellent communicators across time zones.”

“Our fixed rate ended and our existing lender's renewal offer seemed reasonable until we asked Mortgage International to check the market for us. They found us a better rate and also helped us release £30,000 of equity at the same time to fund an extension — something we had not realised we could do so easily. The adviser was very clear on how the additional borrowing would affect our monthly payments and our overall equity position. We felt fully informed throughout.”

“As a sole trader running a catering business, my income is highly variable year to year. I was convinced no lender would take me seriously. Mortgage International took the time to understand my business, explained how different lenders assess variable self-employed income, and found a lender who took a sensible view of my last two years of accounts. I had a mortgage offer within four weeks. Communication was outstanding throughout — I always knew exactly what was happening.”

“I was purchasing my first buy-to-let property and had heard horror stories about how complex BTL mortgages can be for first-time landlords. Mortgage International made it surprisingly straightforward. They explained the ICR requirements, helped me understand how rental income is assessed, and found a lender who was comfortable with the property type I was buying — a converted flat above a commercial unit. Exactly the kind of specialist knowledge you cannot get from a comparison website.”

“We were under real time pressure — we had found the perfect house and the seller wanted to exchange within six weeks. Our previous broker had told us it was too tight. Mortgage International moved incredibly fast, got our AIP on the same day we called, had a full application in within 48 hours, and the mortgage offer came through in just under three weeks. We exchanged with two days to spare. Stress levels were still high, but their urgency and constant communication made all the difference.”

“I work in finance and thought I knew enough about mortgages to handle it myself. I am very glad I did not. The difference between what I could access directly from lenders and what Mortgage International could access through their whole-of-market panel was significant — both in terms of the rate and the income multiple I was offered. They also helped me structure my income (base salary plus bonus) in a way that maximised my borrowing. Worth every penny of the broker fee.”

“Very good service overall. The adviser was knowledgeable and found us a competitive remortgage rate. Communication was prompt for most of the process, though there was a short delay mid-way through while waiting for the lender which created some uncertainty. To be fair, the adviser explained what was happening and kept us updated when chased. We ended up with a good outcome and would use them again — just noting that the lender timelines are not always within the broker's control.”