Mortgagecalculators
Use our free tools to estimate your monthly repayments, borrowing power, and stamp duty costs. All figures are for guidance — contact us for a personalised quote.
Mortgage repayment calculator
Estimate your monthly mortgage payments
Enter the full purchase price
How much you are putting down
Monthly repayment
£2,001
per month (capital & interest)
Loan amount
£360,000
LTV ratio
90%
Total interest
£240,299
Total repaid
£600,299
For illustration only. Actual rates depend on your circumstances, lender, and the product chosen. Contact us for an accurate personalised quote.
Borrowing power calculator
How much could you borrow based on your income?
Before tax
Annual income
£50,000
Income multiples vary by lender and are subject to full affordability assessment. This is an estimate only.
Stamp duty calculator
England rates — updated for April 2025
Stamp duty to pay
£10,000
Effective rate: 2.50%
Rates applicable in England from 1 April 2025. Scotland and Wales have different rates. For illustration only — consult your solicitor for a precise SDLT figure.
BTL rental income tax calculator
Compare personal ownership vs limited company / SPV — includes Section 24
Total gross rent received per year
Agent fees, insurance, repairs — not mortgage interest
Interest portion of your BTL mortgage payments
Gross salary, pension etc. — used for your personal tax band
Personal ownership
Net tax on rental income
£2,000
Effective rate: 12.5% · £667/mo cash after tax & mortgage
Uses 2025/26 income tax and corporation tax rates. For illustration only — does not account for all reliefs or personal circumstances. Consult a qualified tax adviser before making decisions.
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