Kensington & Chelsea Specialist Broker

Securing Your Trophy Asset in SW3

Kensington and Chelsea remains London's most sought-after address, attracting ultra-high-net-worth buyers from across the globe. We provide discreet, specialist mortgage and financing advice for prime and super-prime purchases where standard lenders simply cannot keep up.

Get a Kensington & Chelsea Mortgage QuoteView Local Rates

Prime & Super-Prime Mortgage Specialists

Access bespoke lending solutions for properties from £1m to £30m+ across the Royal Borough.

  • Large loan mortgages and private bank introductions for Sloane Square and Cheyne Walk acquisitions

  • Foreign national and international buyer structuring for non-UK residents purchasing in Notting Hill and Holland Park

  • Discreet whole-of-market advice covering off-market trophy assets and PCL portfolio finance

Speak to a specialist today

Equity Release & Portfolio Finance

Unlock capital from existing Kensington assets to fund further acquisitions, development, or global investments. We structure multi-property solutions across private banks and specialist lenders.

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SW3 Area Expertise

ChelseaPrime Central
KnightsbridgeSuper-Prime
Notting HillHeritage
ChelseaKensingtonNotting Hill
Free Resource

The SW3 Prime Market Report 2026

In-depth analysis of Kensington & Chelsea pricing, lending conditions, and private bank criteria for super-prime acquisitions.

What Our Kensington & Chelsea Clients Say

“We purchased a lateral apartment on Cheyne Walk with a complex ownership structure. Mortgage International navigated two private banks simultaneously and completed in eight weeks. Exceptional discretion throughout.”

AF
Arabella F.
Private Equity Partner, Chelsea Resident

“As a non-UK national buying near Sloane Square, I expected the process to be a nightmare. The team found a private bank willing to lend against my overseas income and structured the mortgage perfectly.”

MR
Matteo R.
International Investor, Knightsbridge

“Refinanced my Holland Park townhouse to release equity for a second purchase. The team secured a rate I genuinely didn't think was achievable on a property of this size. Highly recommended.”

CS
Camilla S.
Art Dealer, Holland Park Resident

Visit Our SW3 Office

Address
3rd Floor, 207 Regent Street
London W1B 3HH
Book an Appointment

Mortgage FAQs for Kensington & Chelsea

What is the typical entry price for a property in Kensington & Chelsea?
The typical entry price for a property in Kensington & Chelsea (SW3) is around £2.5m. This can vary significantly by property type and specific street. As an FCA regulated independent broker we can advise on the full range of mortgages available at your target price point across Kensington & Chelsea and help you understand what you can realistically borrow.
What is the average buy-to-let yield in Kensington & Chelsea?
The average gross buy-to-let rental yield in Kensington & Chelsea is approximately 2.8%. Net yields depend on your management costs, void periods, and mortgage rate. We work with the whole of market to find the most competitive buy-to-let mortgage for your SW3 investment property. Call us on 0844 884 9748 for a tailored assessment.
Do you provide mortgage advice to first time buyers in Kensington & Chelsea?
Yes — we are specialists in first time buyer mortgages in Kensington & Chelsea and across all 33 London boroughs. We can access low-deposit products from 5%, help with Help to Buy and Shared Ownership schemes, and advise on stamp duty relief for first time buyers. Our advisers understand the SW3 property market and know which lenders are most competitive for your situation.
Can I get a mortgage in Kensington & Chelsea if I am self-employed?
Absolutely. Many of our Kensington & Chelsea clients are self-employed, company directors, or contractors. We work with lenders who use net profit, salary plus dividends, or day-rate assessment to calculate your borrowing capacity in SW3. The right lender for a self-employed buyer is rarely the high street — we find specialist lenders who understand how real businesses operate.
How long does a mortgage application take in Kensington & Chelsea?
For a straightforward purchase in Kensington & Chelsea (SW3), we can typically provide an Agreement in Principle on the same day you contact us. A full mortgage offer usually follows within 2–4 weeks depending on the lender's valuation queue and your documentation. We manage the process from AIP to offer so you can focus on finding the right property in Chelsea, Kensington, Notting Hill.

Ready to Finance Your SW3 Purchase?

Our prime property specialists are available for a confidential conversation. No obligation, whole-of-market access.

Get a Free Kensington & Chelsea Mortgage QuoteCall 0844 884 9748
Whole of marketFCA regulatedNo upfront feesResponse within 2 hours

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).