Commercial Mortgages

Commercial Mortgages Worthing

Expert commercial mortgage advice for Worthing businesses. Whether you are purchasing office space, investing in retail units, or refinancing an existing commercial property in BN11, we find the right lender for your situation.

Owner-occupierInvestment propertyHMO financeMixed-useDevelopment finance
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Mortgage International are not authorised to provide advice on Commercial Mortgages, this will be referred to our trusted third-party advisers.

Key areas we cover in Worthing

Commercial mortgage advice for businesses across Worthing and the surrounding West Sussex area.

Town Centre
Tarring
Broadwater
Goring-by-Sea
Findon Valley
Durrington

Commercial property types we finance in Worthing

We work with specialist commercial lenders to arrange finance for all major property types across BN11 and West Sussex.

Office space and business parks

Finance for purchasing or refinancing office premises in Worthing. Owner-occupier and investment cases.

Retail units and shops

High street shops, retail parks, and showrooms across BN11. Single units and portfolios.

HMO and multi-let properties

Licensed HMOs and multi-let commercial properties in Worthing. Specialist lenders available.

Mixed-use properties

Commercial ground floor with residential above — a common property type in Worthing. We know which lenders specialise in mixed-use.

Development finance

Ground-up development and conversion projects in Worthing. Short-term and bridging options available.

Industrial and warehouse

Warehouse, workshop, and light industrial units across West Sussex. Competitive rates for strong covenants.

Commercial property market in Worthing

Key figures for Worthing property investors and business owners

£290,000
Typical Worthing property entry price — the starting point for your commercial finance
Source: Land Registry / local data
25–30%
Minimum deposit required by most commercial mortgage lenders
Typical lender requirement
6–12 weeks
Typical timeframe from application to completion for commercial mortgages
Average across our panel

Commercial mortgage FAQs — Worthing

What deposit do I need for a commercial mortgage in Worthing?
Most commercial mortgage lenders require a deposit of 25-30% of the property value for Worthing commercial properties. The exact requirement depends on the property type, your business financials, and the lender. Stronger applications with established businesses may access higher LTV products.
How long does a commercial mortgage take in Worthing?
A commercial mortgage in Worthing typically takes 6-12 weeks from application to completion. Complex cases involving development finance or unusual property types may take longer. We manage the process and chase all parties to keep your BN11 transaction moving.
Can I get a commercial mortgage for a Worthing HMO?
Yes — HMOs in Worthing are financeable through specialist commercial lenders. Licensed HMOs with strong rental income and compliant with local authority requirements are well-served by our lender panel. We arrange finance for both existing HMOs and residential-to-HMO conversions in BN11.
What are commercial mortgage rates in Worthing?
Commercial mortgage rates in Worthing are assessed individually based on the property type, LTV, tenant strength, and your business profile. Rates typically start from around 2-3% above base rate for strong applications. We search the whole market to find the most competitive rate for your Worthing commercial property.
Can a new business get a commercial mortgage in Worthing?
It is more challenging for new businesses, but not impossible. If you have a significant deposit, strong personal assets, or relevant industry experience, specialist lenders will consider your Worthing application. We know which lenders are most flexible for newer businesses in BN11.
Do you handle commercial remortgages in Worthing?
Yes — we regularly arrange commercial remortgages for Worthing business owners looking to reduce their rate, release equity, or restructure their borrowing. If your current deal is ending or you want to review your options, we can search the market for a more competitive arrangement.

Related services in Worthing

Commercial Mortgages →

Main commercial mortgage page — UK-wide business property finance.

Mortgage Broker Worthing →

Independent residential mortgage advice for Worthing.

Bridging Loans →

Short-term finance for auction purchases and property transactions.

Business Protection →

Protect your business with keyman and shareholder cover.

Discuss your Worthing commercial mortgage requirements

Our specialist third-party commercial mortgage team is ready to help with your Worthing business property finance. Free initial consultation.

Get a Free Initial QuoteCall 0844 884 9748

Commercial Mortgages are not regulated by the Financial Conduct Authority. Security may be required. Your property may be repossessed if you do not keep up repayments.

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