Fast Bridging Finance · Camden

Bridging Loans Camden

Fast short-term property finance for Camden buyers and investors. Auction purchases, chain breaks, refurbishment projects, and unmortgageable properties. Funds available in as little as 7 days.

Funds in 7 daysAuction financeRefurbishment loansUp to 80% LTVResidential & commercial
Prefer to call? 0844 884 9748
Step 1 of 3Type Selection

What type of mortgage do you need?

Select the option that best describes your property financing requirement. Our brokers specialise in complex London and international structures.

Roger Cooper

"Our goal is to understand your unique situation. Select a category and we'll match you with the right product and lender."

— Roger Cooper, Senior Mortgage Adviser

7 days
Fastest completion
Up to 80%
Maximum LTV
From 0.55%
Monthly interest
90+
Lenders searched

When to use a bridging loan in Camden

Bridging finance solves time-sensitive property problems that standard mortgages cannot.

Auction purchases

Bought at auction in Camden? Bridging finance lets you complete within the 28-day deadline while your long-term mortgage is arranged.

Chain break finance

Avoid losing your Camden purchase because of a slow chain. A bridging loan lets you buy now and sell later.

Property refurbishment

Finance a refurbishment project in NW1 that a standard mortgage lender won't touch until works are complete.

Unmortgageable properties

Properties in Camden without a kitchen, bathroom, or with structural issues can be purchased with bridging finance and refinanced after renovation.

Development exit

If your Camden development is complete but hasn't sold yet, exit finance bridges the gap until units are sold or refinanced.

Business cash flow

Unlock equity in your Camden property quickly to fund business opportunities, tax bills, or time-sensitive investments.

Areas we cover in Camden

Bridging loan advice for property transactions across Camden and Greater London.

Primrose HillKentish TownBelsize Park

Bridging loan FAQs — Camden

How fast can I get a bridging loan in Camden?
In many cases, bridging loan funds for Camden properties can be released within 7–14 days. For straightforward cases with clean title and a clear exit strategy, some lenders can complete even faster. This makes bridging ideal for NW1 auction purchases where you must complete within 28 days.
What deposit do I need for a bridging loan in Camden?
Most bridging lenders require a minimum 25% deposit (75% LTV) for Camden properties. Some specialist lenders offer up to 80% LTV for strong cases. The interest rate typically improves with a larger deposit. We search the market to find the best terms for your NW1 bridging requirement.
How much does a bridging loan cost in Camden?
Bridging loan interest rates for Camden properties typically range from 0.55% to 1.5% per month depending on the LTV, property type, and exit strategy. There is usually an arrangement fee of 1–2% of the loan. We compare rates across our lender panel to find the most competitive deal for your situation.
What is an exit strategy for a bridging loan?
Your exit strategy is how you plan to repay the bridging loan. Common exits for Camden properties include: sale of the property, refinancing onto a standard mortgage after refurbishment, sale of another property in your portfolio, or expected funds from a business transaction. Lenders require a clear, credible exit before approving the loan.
Can I get a bridging loan for a residential property in Camden?
Yes — bridging loans are available for both residential and commercial properties in Camden. Regulated bridging loans are used when the property will be lived in by you or an immediate family member. Unregulated bridging is for investment properties. We advise on both types across NW1 and Greater London.
Can I get a bridging loan with bad credit in Camden?
Yes — some specialist bridging lenders focus on the property value and exit strategy rather than credit history. If you have adverse credit but a strong Camden property as security and a clear repayment plan, we can often find a suitable lender from our panel.

Need fast bridging finance in Camden?

Speak to our team today. We search the market to find the fastest, most competitive bridging loan for your Camden property transaction.

Your property may be repossessed if you do not keep up repayments on a bridging loan secured against it.

Get a Free Quote