Mortgage brokerin Westminster

On a standard £1m purchase (home mover), stamp duty totals £43,750: 0% on £125k, 2% on £125,001–£250,000 (£2,500), 5% on £250,001–£925,000 (£33,750), and 10% on £925,001–£1,000,000 (£7,500). For a second home, buy to let, or overseas buyer, the 5% surcharge applies across all bands, bringing the total to approximately £93,750. For many Westminster buyers, specialist stamp duty tax advice is worthwhile given the sums involved.

Yes — Westminster is one of the most active markets for international buyers and we work with private banks, international mortgage desks, and specialist lenders experienced in non-resident and high-net-worth transactions. Requirements typically include larger deposits (25–40%), strong financial documentation, and sometimes a UK-based bank account. We manage the complexity of these transactions regularly and know which lenders are most responsive.

Westminster's premium streets — Eaton Square in Pimlico, the streets around Marylebone High Street, and the Mayfair grid — have historically been among the most resilient property investments in the world. Values are supported by scarcity, international demand, and world-class amenities. We advise buyers at all price points within Westminster and have lender access across the spectrum from standard residential to private bank and ultra-prime specialist products.