Home Counties • Independent Mortgage Broker

Mortgage brokerin Surrey

Surrey is the UK's most sought-after Home County — combining outstanding schools, beautiful countryside, and fast commuter rail links to London.

£560,000
Average property price
£56,000
Typical 10% deposit
Whole of marketFCA regulatedSame-day AIPNo upfront fees
Step 1 of 3

What type of mortgage do you need?

Select the option that best fits your situation.

The Surrey property market

Average prices around £560,000 reflect Surrey's enduring desirability. Guildford and Epsom are among the strongest commuter towns, while Reigate and Dorking offer charming market town character. Surrey schools — both state and independent — drive significant buyer demand.

This area is particularly popular with: Families prioritising schools and lifestyle, London professionals, and buyers relocating from south-west London.

Transport links

South Western Railway, Thameslink — London Waterloo from 25 mins

Commute to London: 25–60 mins to London Waterloo or Victoria

Key towns in Surrey

Guildford
Woking
Reigate
Epsom
Farnham
Dorking

Why choose Mortgage International?

Access to 90+ lenders including exclusive rates
Expert local knowledge across Surrey
Whole of market — not tied to any bank
Response within 2 hours, same-day AIP available
FCA regulated (Ref: 478810)

Our services in Surrey

We cover the full range of mortgage and protection needs.

First Time Buyer Mortgages

Get on the ladder with expert help.

Remortgage

Find a better deal when your term ends.

Buy to Let

Specialist landlord mortgage advice.

Commercial Mortgages

Finance for business property.

Bridging Loans

Fast short-term property finance.

Protection Insurance

Protect your home and family.

Mortgage FAQs for Surrey

What is the average property price in Surrey?
The average property price in Surrey is approximately £560,000. A 10% deposit would be around £56,000. We can help you find the right mortgage for your budget, whether you are a first time buyer or moving up the ladder.
Can I get a mortgage as a first time buyer in Surrey?
Yes — we help many first time buyers purchase in Surrey every year. We will assess your income, deposit, and circumstances to find the most suitable lender and rate, and can issue an Agreement in Principle the same day so you can make offers with confidence.
How much can I borrow for a property in Surrey?
Most lenders will offer between 4–5.5 times your annual income, depending on your deposit, credit history, and employment type. For a property at the Surrey average of £560,000, we can search the whole market to find the lender with the most generous income multiples for your specific situation.

Get expert mortgage advice in Surrey

Free, no-obligation quote. We respond within 2 hours and serve the whole of Surrey.

Get a Free Initial QuoteCall 0844 884 9748

Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).