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Richmond Mortgage Specialist

Your Premium Home by the Thames

Richmond upon Thames is London's greenest borough, with world-class schools, Richmond Park, and riverside villages like Twickenham and Kew draw affluent families and returning expats who want the best of the capital without the inner-city compromise. We provide premium mortgage advice for one of London's finest addresses.

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Premium Families & Returning Expats

High-value family homes, school catchment premiums, and riverside luxury.

  • Large loan mortgages for £750k-£2m family homes in Richmond Hill, Kew, and St Margarets where school catchments add significant premiums

  • Returning expat mortgage solutions for buyers coming back from Singapore, New York, or Hong Kong who need UK mortgage without recent UK credit history

  • Interest-only options for high-earning professionals who want to maximise cash flow while holding a prime TW9 property

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Riverside Luxury & Remortgage

Richmond homeowners who bought five to ten years ago hold extraordinary equity. We help you access it to upsize, extend, or purchase a second property along the Thames corridor from Twickenham to Shepperton.

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TW9 Area Expertise

Richmond HillThames Views
KewPark Premium
TwickenhamRiverside
RichmondKewTwickenham
Free Resource

The TW9 Richmond Market Report 2026

Comprehensive analysis of Richmond upon Thames premium property values, school catchment premiums, and returning expat lending criteria.

What Our Clients Say

Genuine reviews from our Google Business Profile

“I have used Mortgage International a few times and they have always been very helpful, professional and reasonable. I would highly recommend and will always use them and recommend everyone does too.”

EW
Elsie Woolley
Verified Google Review

“Roger has been great to work with over the last few years, I got my first mortgage with him and have used him for our remortgages since. He was always quick to respond and explained everything clearly.”

PC
Paul Cooper
Verified Google Review

“Excellent service from start to finish! Roger was knowledgeable, patient, and always available to answer my questions. He made the mortgage process smooth and stress-free — I highly recommend!”

GH
Georgia Hurley
Verified Google Review

Visit Our TW9 Office

Address
3rd Floor, 207 Regent Street
London W1B 3HH
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Richmond upon Thames's housing market in 2026

The average property in Richmond upon Thames sold for £786,000 in March 2026 (provisional), down 2.9% on March 2025, one of the larger annual falls recorded among London boroughs and a reminder that even a premium market like Richmond has softened with higher mortgage rates. Home-movers paid £942,000 on average, against £626,000 for first-time buyers.

Flat prices fell 5.9% in the year to March 2026 while semi-detached prices held broadly flat. Buyers chasing family houses near the river or school catchments in Kew and Twickenham have seen far less price movement than flat-buyers over the same period.

Source: HM Land Registry / ONS UK House Price Index, March 2026 (provisional).

Mortgage FAQs for Richmond upon Thames

What is the typical entry price for a property in Richmond upon Thames?
The typical entry price for a property in Richmond upon Thames (TW9) is around £730k. This can vary significantly by property type and specific street. As an FCA regulated independent broker we can advise on the full range of mortgages available at your target price point across Richmond upon Thames and help you understand what you can realistically borrow.
What is the average buy-to-let yield in Richmond upon Thames?
The average gross buy-to-let rental yield in Richmond upon Thames is approximately 3.3%. Net yields depend on your management costs, void periods, and mortgage rate. We search over 90 lenders to find the most competitive buy-to-let mortgage for your TW9 investment property. Call us on 0844 884 9748 for a tailored assessment.
Do you provide mortgage advice to first time buyers in Richmond upon Thames?
Yes, we are specialists in first time buyer mortgages in Richmond upon Thames and across all 33 London boroughs. We can access low-deposit products from 5%, help with Help to Buy and Shared Ownership schemes, and advise on stamp duty relief for first time buyers. Our advisers understand the TW9 property market and know which lenders are most competitive for your situation.
Can I get a mortgage in Richmond upon Thames if I am self-employed?
Absolutely. Many of our Richmond upon Thames clients are self-employed, company directors, or contractors. We work with lenders who use net profit, salary plus dividends, or day-rate assessment to calculate your borrowing capacity in TW9. The right lender for a self-employed buyer is rarely the high street. We find specialist lenders who understand how real businesses operate.
How long does a mortgage application take in Richmond upon Thames?
For a straightforward purchase in Richmond upon Thames (TW9), we can typically provide an Agreement in Principle on the same day you contact us. A full mortgage offer usually follows within 2–4 weeks depending on the lender's valuation queue and your documentation. We manage the process from AIP to offer so you can focus on finding the right property in Richmond, Kew, Twickenham.

Ready to Buy in Richmond?

Richmond mortgage specialists. Large loan experts, expat-friendly, FCA regulated.

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Whole of marketFCA regulatedNo upfront feesResponse within 2 hours

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).

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