Home Counties • Independent Mortgage Broker

Mortgage brokerin Kent

Kent — the 'Garden of England' — offers exceptional value for buyers looking beyond the M25, with fast rail links bringing central London within easy reach.

£380,000
Average property price
£38,000
Typical 10% deposit
Whole of marketFCA regulatedSame-day AIPNo upfront fees
Step 1 of 3

What type of mortgage do you need?

Select the option that best fits your situation.

The Kent property market

Average prices around £380,000 vary significantly across the county. Sevenoaks commands the highest prices for its schools and commuter appeal, while Dartford and Gravesend offer the most accessible entry points given their proximity to London. The HS1 link from Ebbsfleet to St Pancras in 17 minutes makes north Kent particularly popular.

This area is particularly popular with: London commuters, families relocating from south-east London, first time buyers, and lifestyle movers.

Transport links

Southeastern trains, HS1 (St Pancras from 17 mins via Ebbsfleet)

Commute to London: 20–90 mins to central London depending on location

Key towns in Kent

Dartford
Gravesend
Maidstone
Tunbridge Wells
Sevenoaks
Canterbury

Why choose Mortgage International?

Access to 90+ lenders including exclusive rates
Expert local knowledge across Kent
Whole of market — not tied to any bank
Response within 2 hours, same-day AIP available
FCA regulated (Ref: 478810)

Our services in Kent

We cover the full range of mortgage and protection needs.

First Time Buyer Mortgages

Get on the ladder with expert help.

Remortgage

Find a better deal when your term ends.

Buy to Let

Specialist landlord mortgage advice.

Commercial Mortgages

Finance for business property.

Bridging Loans

Fast short-term property finance.

Protection Insurance

Protect your home and family.

Mortgage FAQs for Kent

What is the average property price in Kent?
The average property price in Kent is approximately £380,000. A 10% deposit would be around £38,000. We can help you find the right mortgage for your budget, whether you are a first time buyer or moving up the ladder.
Can I get a mortgage as a first time buyer in Kent?
Yes — we help many first time buyers purchase in Kent every year. We will assess your income, deposit, and circumstances to find the most suitable lender and rate, and can issue an Agreement in Principle the same day so you can make offers with confidence.
How much can I borrow for a property in Kent?
Most lenders will offer between 4–5.5 times your annual income, depending on your deposit, credit history, and employment type. For a property at the Kent average of £380,000, we can search the whole market to find the lender with the most generous income multiples for your specific situation.

Get expert mortgage advice in Kent

Free, no-obligation quote. We respond within 2 hours and serve the whole of Kent.

Get a Free Initial QuoteCall 0844 884 9748

Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).