Home Counties • Independent Mortgage Broker

Mortgage brokerin Kent

Kent — the 'Garden of England' — offers exceptional value for buyers looking beyond the M25, with fast rail links bringing central London within easy reach.

£380,000
Average property price
£38,000
Typical 10% deposit
Whole of marketFCA regulatedSame-day AIPNo upfront fees
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The Kent property market

Average prices around £380,000 vary significantly across the county. Sevenoaks commands the highest prices for its schools and commuter appeal, while Dartford and Gravesend offer the most accessible entry points given their proximity to London. The HS1 link from Ebbsfleet to St Pancras in 17 minutes makes north Kent particularly popular.

This area is particularly popular with: London commuters, families relocating from south-east London, first time buyers, and lifestyle movers.

Transport links

Southeastern trains, HS1 (St Pancras from 17 mins via Ebbsfleet)

Commute to London: 20–90 mins to central London depending on location

Key towns in Kent

Dartford
Gravesend
Maidstone
Tunbridge Wells
Sevenoaks
Canterbury

Why choose Mortgage International?

Access to 90+ lenders including exclusive rates
Expert local knowledge across Kent
Whole of market — not tied to any bank
Response within 2 hours, same-day AIP available
FCA regulated (Ref: 478810)

Our services in Kent

We cover the full range of mortgage and protection needs.

First Time Buyer Mortgages

Get on the ladder with expert help.

Remortgage

Find a better deal when your term ends.

Buy to Let

Specialist landlord mortgage advice.

Commercial Mortgages

Finance for business property.

Bridging Loans

Fast short-term property finance.

Protection Insurance

Protect your home and family.

Mortgage FAQs for Kent

How fast is the HS1 train from Ebbsfleet to St Pancras, and what does it mean for buyers in north Kent?
The HS1 high-speed service from Ebbsfleet International reaches London St Pancras in just 17 minutes — faster than many inner London commutes. This has transformed north Kent for London buyers, and Dartford and Gravesend properties now appeal to buyers who want much more space for their money while maintaining credible commute times. Ebbsfleet is also home to a major new garden city development with thousands of new homes under construction.
What stamp duty does a first time buyer pay on a £380,000 home in Kent?
A first time buyer at £380,000 pays 0% on the first £300,000 and 5% on £80,000 — a total of £4,000. This low stamp duty cost, combined with Kent's significantly lower prices than Greater London, means buyers can access a three or four-bedroom house for the same total outlay as a one-bedroom flat in many London boroughs. We help London buyers make the transition to Kent every week.
Are buy to let properties in Canterbury or Maidstone good investments?
Canterbury has a deep rental market driven by the University of Kent, Canterbury Christ Church University, and a large student and young professional population. Gross yields of 5–6% are common for HMO and multi-let properties near the universities, and demand for one and two-bedroom flats is consistently strong. Maidstone also has an active rental market as the county town. We advise landlords on HMO mortgages and portfolio buy to let structures for Kent properties.

Get expert mortgage advice in Kent

Free, no-obligation quote. We respond within 2 hours and serve the whole of Kent.

Get a Free Initial QuoteCall 0844 884 9748

Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).