Greater London • Independent Mortgage Broker

Mortgage brokerin Kensington and Chelsea

Kensington and Chelsea is London's most prestigious borough — home to some of the world's most valuable residential real estate and a magnet for international buyers.

£1,400,000
Average property price
£140,000
Typical 10% deposit
Whole of marketFCA regulatedSame-day AIPNo upfront fees
Step 1 of 3

What type of mortgage do you need?

Select the option that best fits your situation.

The Kensington and Chelsea property market

Average prices exceed £1.4m across the borough, with prime streets in Knightsbridge, Chelsea, and Notting Hill reaching into the tens of millions. We have established relationships with private banks and high-net-worth lenders for this market.

This area is particularly popular with: High-net-worth individuals, international buyers, investors, and ultra-prime property purchasers.

Transport links

Circle, District, Piccadilly, Central line — exceptional Zone 1 access

Key areas in Kensington and Chelsea

Kensington
Chelsea
Notting Hill
Knightsbridge
South Kensington

Why choose Mortgage International?

Access to 90+ lenders including exclusive rates
Expert local knowledge across Kensington and Chelsea
Whole of market — not tied to any bank
Response within 2 hours, same-day AIP available
FCA regulated (Ref: 478810)

Our services in Kensington and Chelsea

We cover the full range of mortgage and protection needs.

First Time Buyer Mortgages

Get on the ladder with expert help.

Remortgage

Find a better deal when your term ends.

Buy to Let

Specialist landlord mortgage advice.

Commercial Mortgages

Finance for business property.

Bridging Loans

Fast short-term property finance.

Protection Insurance

Protect your home and family.

Mortgage FAQs for Kensington and Chelsea

What is the average property price in Kensington and Chelsea?
The average property price in Kensington and Chelsea is approximately £1,400,000. A 10% deposit would be around £140,000. We can help you find the right mortgage for your budget, whether you are a first time buyer or moving up the ladder.
Can I get a mortgage as a first time buyer in Kensington and Chelsea?
Yes — we help many first time buyers purchase in Kensington and Chelsea every year. We will assess your income, deposit, and circumstances to find the most suitable lender and rate, and can issue an Agreement in Principle the same day so you can make offers with confidence.
How much can I borrow for a property in Kensington and Chelsea?
Most lenders will offer between 4–5.5 times your annual income, depending on your deposit, credit history, and employment type. For a property at the Kensington and Chelsea average of £1,400,000, we can search the whole market to find the lender with the most generous income multiples for your specific situation.

Get expert mortgage advice in Kensington and Chelsea

Free, no-obligation quote. We respond within 2 hours and serve the whole of Kensington and Chelsea.

Get a Free Initial QuoteCall 0844 884 9748

Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).