Greater London • Independent Mortgage Broker

Mortgage brokerin Havering

Havering is one of Greater London's best-value boroughs for buyers — combining affordable prices with excellent Elizabeth line connections and a genuinely suburban feel.

£390,000
Average property price
£39,000
Typical 10% deposit
Whole of marketFCA regulatedSame-day AIPNo upfront fees
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What type of mortgage do you need?

Select the option that best fits your situation.

The Havering property market

Average prices around £390,000 with a strong mix of 1930s semis and modern builds. Romford has benefited enormously from Elizabeth line connectivity, and Upminster remains a perennial family favourite.

This area is particularly popular with: First time buyers, families, and buyers relocating from inner east London.

Transport links

Elizabeth line (Romford and Upminster), c2c trains, District line

Key areas in Havering

Romford
Hornchurch
Upminster
Rainham
Elm Park

Why choose Mortgage International?

Access to 90+ lenders including exclusive rates
Expert local knowledge across Havering
Whole of market — not tied to any bank
Response within 2 hours, same-day AIP available
FCA regulated (Ref: 478810)

Our services in Havering

We cover the full range of mortgage and protection needs.

First Time Buyer Mortgages

Get on the ladder with expert help.

Remortgage

Find a better deal when your term ends.

Buy to Let

Specialist landlord mortgage advice.

Commercial Mortgages

Finance for business property.

Bridging Loans

Fast short-term property finance.

Protection Insurance

Protect your home and family.

Mortgage FAQs for Havering

What is the average property price in Havering?
The average property price in Havering is approximately £390,000. A 10% deposit would be around £39,000. We can help you find the right mortgage for your budget, whether you are a first time buyer or moving up the ladder.
Can I get a mortgage as a first time buyer in Havering?
Yes — we help many first time buyers purchase in Havering every year. We will assess your income, deposit, and circumstances to find the most suitable lender and rate, and can issue an Agreement in Principle the same day so you can make offers with confidence.
How much can I borrow for a property in Havering?
Most lenders will offer between 4–5.5 times your annual income, depending on your deposit, credit history, and employment type. For a property at the Havering average of £390,000, we can search the whole market to find the lender with the most generous income multiples for your specific situation.

Get expert mortgage advice in Havering

Free, no-obligation quote. We respond within 2 hours and serve the whole of Havering.

Get a Free Initial QuoteCall 0844 884 9748

Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).