Home Counties • Independent Mortgage Broker

Mortgage brokerin Hampshire

Hampshire offers outstanding value across a diverse county — from the historic cathedral city of Winchester to the maritime hubs of Southampton and Portsmouth.

£375,000
Average property price
£37,500
Typical 10% deposit
Whole of marketFCA regulatedSame-day AIPNo upfront fees
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The Hampshire property market

Average prices around £375,000 make Hampshire one of the most affordable Home Counties for buyers. Winchester commands a premium for its schools and setting, while Southampton, Portsmouth, and Basingstoke offer strong buy to let markets driven by universities and major employers.

This area is particularly popular with: Families, buyers relocating from south-west London, buy to let investors near universities, and lifestyle movers.

Transport links

South Western Railway, GWR — London Waterloo from 45 mins (Winchester)

Commute to London: 45–90 mins to London Waterloo or Paddington

Key towns in Hampshire

Southampton
Portsmouth
Winchester
Basingstoke
Farnborough

Why choose Mortgage International?

Access to 90+ lenders including exclusive rates
Expert local knowledge across Hampshire
Whole of market — not tied to any bank
Response within 2 hours, same-day AIP available
FCA regulated (Ref: 478810)

Mortgage FAQs for Hampshire

What stamp duty does a first time buyer pay on a £375,000 home in Hampshire?
A first time buyer at £375,000 pays 0% on the first £300,000 and 5% on £75,000 — a total of £3,750. Hampshire's below-average prices make it one of the most stamp-duty-efficient counties for first time buyers. A £375,000 budget in Basingstoke or Farnborough typically buys a three-bedroom semi-detached house with a garden — exceptional value compared to equivalent London or Surrey prices.
How long does it take to commute from Winchester or Basingstoke to London Waterloo?
South Western Railway from Winchester reaches London Waterloo in approximately 58 minutes on a fast service. Basingstoke is faster at around 47 minutes, and Farnborough takes only 36 minutes. These journey times, combined with Hampshire's significantly lower property prices, make the county an attractive option for buyers working in London who are willing to commute 3–4 days per week.
Is buy to let investment near Southampton or Portsmouth universities worthwhile?
Southampton and Portsmouth are two of the UK's largest student cities, and the rental markets around both universities are highly active. Gross yields of 5.5–7% are achievable on HMO and multi-let properties, and demand from students and young professionals is consistently strong. We advise on HMO mortgages, portfolio buy to let structures, and the specific licensing requirements that apply in both cities.

Get expert mortgage advice in Hampshire

Free, no-obligation quote. We respond within 2 hours and serve the whole of Hampshire.

Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).