Do you offer mortgage advice in Essex?

Yes — we provide independent, FCA regulated mortgage advice across Essex. Whether you are a first time buyer, remortgaging, or buying a buy to let property, we can help. Call us on 0844 884 9748 or request a free quote online.

What mortgage products are available in Essex?

We offer access to the whole of the mortgage market for Essex buyers, including first time buyer mortgages, remortgage products, buy to let mortgages, commercial mortgages, and bridging loans. We also provide protection insurance advice.

Home Counties • Independent Mortgage Broker

Mortgage brokerin Essex

Essex offers excellent value for London commuters, with fast c2c and Greater Anglia trains making it one of the most accessible counties for buyers stepping out of the capital.

£390,000

Average property price

£39,000

Typical 10% deposit

Whole of marketFCA regulatedSame-day AIPNo upfront fees

Step 1 of 3

What type of mortgage do you need?

Select the option that best fits your situation.

The Essex property market

Average prices around £390,000 represent outstanding value compared to east and north-east London. Brentwood and Chelmsford are the most popular commuter towns, while Colchester and Southend offer more affordable options with strong local amenities.

This area is particularly popular with: London commuters, buyers relocating from east London, families, and first time buyers.

Transport links

c2c trains, Greater Anglia — London Liverpool Street from 30 mins

Commute to London: 30–75 mins to London Liverpool Street

Key towns in Essex

Brentwood

Chelmsford

Basildon

Colchester

Southend-on-Sea

Why choose Mortgage International?

Access to 90+ lenders including exclusive rates

Expert local knowledge across Essex

Whole of market — not tied to any bank

Response within 2 hours, same-day AIP available

FCA regulated (Ref: 478810)

Our services in Essex

We cover the full range of mortgage and protection needs.

First Time Buyer Mortgages

Get on the ladder with expert help.

Remortgage

Find a better deal when your term ends.

Buy to Let

Specialist landlord mortgage advice.

Commercial Mortgages

Finance for business property.

Bridging Loans

Fast short-term property finance.

Protection Insurance

Protect your home and family.

Mortgage FAQs for Essex

What is the average property price in Essex?

The average property price in Essex is approximately £390,000. A 10% deposit would be around £39,000. We can help you find the right mortgage for your budget, whether you are a first time buyer or moving up the ladder.

Can I get a mortgage as a first time buyer in Essex?

Yes — we help many first time buyers purchase in Essex every year. We will assess your income, deposit, and circumstances to find the most suitable lender and rate, and can issue an Agreement in Principle the same day so you can make offers with confidence.

How much can I borrow for a property in Essex?

Most lenders will offer between 4–5.5 times your annual income, depending on your deposit, credit history, and employment type. For a property at the Essex average of £390,000, we can search the whole market to find the lender with the most generous income multiples for your specific situation.

Get expert mortgage advice in Essex

Free, no-obligation quote. We respond within 2 hours and serve the whole of Essex.

Get a Free Initial Quote Call 0844 884 9748

Mortgage International is an appointed representative of The Right Mortgage Limited, authorised and regulated by the FCA (Ref: 478810).